Optional Insurance

*This is a cross post from my professional life as a personal injury lawyer

The foremost question in most customers’ minds when buying car insurance is “how much will it cost?” Of course, that is an important question, but it is not the only important question.

The standard auto policy now provides for only $3,500 for medical treatment for what are considered “minor” injuries.  The amounts available for serious and even catastrophic injuries under a standard automobile policy have recently been halved by the government and insurance companies.

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